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For the board game, see Finance (game).
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Finance
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Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk. Finance can also be defined as the science of money management. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three different sub-categories: public finance, corporate finance and personal finance.

: Areas of finance

: Personal finance

Main article: Personal finance

Questions in personal finance revolve around:

  • Protection against unforeseen personal events, as well as events in the wider economies
  • Transference of family wealth across generations (bequests and inheritance)
  • Effects of tax policies (tax subsidies and/or penalties) on management of personal finances
  • Effects of credit on individual financial standing
  • Development of a savings plan or financing for large purchases (auto, education, home)
  • Planning a secure financial future in an environment of economic instability

Personal finance may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g. health and property insurance, investing and saving for retirement.

Personal finance may also involve paying for a loan, or debt obligations. The six key areas of personal financial planning, as suggested by the Financial Planning Standards Board, are:

  1. Financial position: is concerned with understanding the personal resources available by examining net worth and household cash flow. Net worth is a person's balance sheet, calculated by adding up all assets under that person's control, minus all liabilities of the household, at one point in time. Household cash flow totals up all the expected sources of income within a year, minus all expected expenses within the same year. From this analysis, the financial planner can determine to what degree and in what time the personal goals can be accomplished.
  2. Adequate protection: the analysis of how to protect a household from unforeseen risks. These risks can be divided into the following: liability, property, death, disability, health and long term care. Some of these risks may be self-insurable, while most will require the purchase of an insurance contract. Determining how much insurance to get, at the most cost effective terms requires knowledge of the market for personal insurance. Business owners, professionals, athletes and entertainers require specialized insurance professionals to adequately protect themselves. Since insurance also enjoys some tax benefits, utilizing insurance investment products may be a critical piece of the overall investment planning.
  3. Tax planning: typically the income tax is the single largest expense in a household. Managing taxes is not a question of if you will pay taxes, but when and how much. Government gives many incentives in the form of tax deductions and credits, which can be used to reduce the lifetime tax burden. Most modern governments use a progressive tax. Typically, as one's income grows, a higher marginal rate of tax must be paid. Understanding how to take advantage of the myriad tax breaks when planning one's personal finances can make a significant impact in which it can later save you money in the long term.
  4. Investment and accumulation goals: planning how to accumulate enough money - for large purchases and life events - is what most people consider to be financial planning. Major reasons to accumulate assets include, purchasing a house or car, starting a business, paying for education expenses, and saving for retirement. Achieving these goals requires projecting what they will cost, and when you need to withdraw funds that will be necessary to be able to achieve these goals. A major risk to the household in achieving their accumulation goal is the rate of price increases over time, or inflation. Using net present value calculators, the financial planner will suggest a combination of asset earmarking and regular savings to be invested in a variety of investments. In order to overcome the rate of inflation, the investment portfolio has to get a higher rate of return, which typically will subject the portfolio to a number of risks. Managing these portfolio risks is most often accomplished using asset allocation, which seeks to diversify investment risk and opportunity. This asset allocation will prescribe a percentage allocation to be invested in stocks (either preferred stock and/or common stock), bonds (for example mutual bonds or government bonds, or corporate bonds), cash and alternative investments. The allocation should also take into consideration the personal risk profile of every investor, since risk attitudes vary from person to person.
  5. Retirement planning is the process of understanding how much it costs to live at retirement, and coming up with a plan to distribute assets to meet any income shortfall. Methods for retirement plan include taking advantage of government allowed structures to manage tax liability including: individual (IRA) structures, or employer sponsored retirement plans.
  6. Estate planning involves planning for the disposition of one's assets after death. Typically, there is a tax due to the state or federal government at one's death. Avoiding these taxes means that more of one's assets will be distributed to one's heirs. One can leave one's assets to family, friends or charitable groups.

: Corporate finance

Main article: Corporate finance

Corporate finance deals with the sources of funding and the capital structure of corporations, the actions that managers take to increase the value of the firm to the shareholders, and the tools and analysis used to allocate financial resources. Although it is in principle different from managerial finance which studies the financial management of all firms, rather than corporations alone, the main concepts in the study of corporate finance are applicable to the financial problems of all kinds of firms. Corporate finance generally involves balancing risk and profitability, while attempting to maximize an entity's assets, net incoming cash flow and the value of its stock, and generically entails three primary areas of capital resource allocation. In the first, "capital budgeting", management must choose which "projects" (if any) to undertake. The discipline of capital budgeting may employ standard business valuation techniques or even extend to real options valuation; see Financial modeling. The second, "sources of capital" relates to how these investments are to be funded: investment capital can be provided through different sources, such as by shareholders, in the form of equity (privately or via an initial public offering), creditors, often in the form of bonds, and the firm's operations (cash flow). Short-term funding or working capital is mostly provided by banks extending a line of credit. The balance between these elements forms the company's capital structure. The third, "the dividend policy", requires management to determine whether any unappropriated profit (excess cash) is to be retained for future investment / operational requirements, or instead to be distributed to shareholders, and if so, in what form. Short term financial management is often termed "working capital management", and relates to cash-, inventory- and debtors management.

Corporate finance also includes within its scope business valuation, stock investing, or investment management. An investment is an acquisition of an asset in the hope that it will maintain or increase its value over time that will in hope give back a higher rate of return when it comes to disbursing dividends. In investment management – in choosing a portfolio – one has to use financial analysis to determine what, how much and when to invest. To do this, a company must:

  • Identify relevant objectives and constraints: institution or individual goals, time horizon, risk aversion and tax considerations;
  • Identify the appropriate strategy: active versus passive hedging strategy
  • Measure the portfolio performance

Financial management overlaps with the financial function of the accounting profession. However, financial accounting is the reporting of historical financial information, while financial management is concerned with the allocation of capital resources to increase a firm's value to the shareholders and increase their rate of return on the investments.

Financial risk management, an element of corporate finance, is the practice of creating and protecting economic value in a firm by using financial instruments to manage exposure to risk, particularly credit risk and market risk. (Other risk types include foreign exchange, shape, volatility, sector, liquidity, inflation risks, etc.) It focuses on when and how to hedge using financial instruments; in this sense it overlaps with financial engineering. Similar to general risk management, financial risk management requires identifying its sources, measuring it (see: Risk measure: Well known risk measures), and formulating plans to address these, and can be qualitative and quantitative. In the banking sector worldwide, the Basel Accords are generally adopted by internationally active banks for tracking, reporting and exposing operational, credit and market risks.

: Financial services

Main article: Financial services

An entity whose income exceeds its expenditure can lend or invest the excess income to help that excess income produce more income in the future. Though on the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses, or increasing its income. The lender can find a borrower-a financial intermediary such as a bank-or buy notes or bonds (corporate bonds, government bonds, or mutual bonds) in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary earns the difference for arranging the loan.

A bank aggregates the activities of many borrowers and lenders. A bank accepts deposits from lenders, on which it pays interest. The bank then lends these deposits to borrowers. Banks allow borrowers and lenders, of different sizes, to coordinate their activity.

Finance is used by individuals (personal finance), by governments (public finance), by businesses (corporate finance) and by a wide variety of other organizations such as schools and non-profit organizations. In general, the goals of each of the above activities are achieved through the use of appropriate financial instruments and methodologies, with consideration to their institutional setting.

Finance is one of the most important aspects of business management and includes analysis related to the use and acquisition of funds for the enterprise.

In corporate finance, a company's capital structure is the total mix of financing methods it uses to raise funds. One method is debt financing, which includes bank loans and bond sales. Another method is equity financing - the sale of stock by a company to investors, the original shareholders (they own a portion of the business) of a share. Ownership of a share gives the shareholder certain contractual rights and powers, which typically include the right to receive declared dividends and to vote the proxy on important matters (e.g., board elections). The owners of both bonds (either government bonds or corporate bonds) and stock (whether its preferred stock or common stock), may be institutional investors - financial institutions such as investment banks and pension funds or private individuals, called private investors or retail investors.

: Public finance

Main article: Public finance

Public finance describes finance as related to sovereign states and sub-national entities (states/provinces, counties, municipalities, etc.) and related public entities (e.g. school districts) or agencies. It usually encompasses a long-term, strategic perspective regarding investment decisions that affect public entities. These long-term, strategic periods usually encompass five or more years. Public finance is primarily concerned with:

  • Identification of required expenditure of a public sector entity
  • Source(s) of that entity's revenue
  • The budgeting process
  • Debt issuance (municipal bonds) for public works projects

Central banks, such as the Federal Reserve System banks in the United States and Bank of England in the United Kingdom, are strong players in public finance, acting as lenders of last resort as well as strong influences on monetary and credit conditions in the economy.

: Capital

Main article: Financial capital

Capital, in the financial sense, is the money that gives the business the power to buy goods to be used in the production of other goods or the offering of a service. (The capital has two types of resources, Equity and Debt).

The deployment of capital is decided by the budget. This may include the objective of business, targets set, and results in financial terms, e.g., the target set for sale, resulting cost, growth, required investment to achieve the planned sales, and financing source for the investment.

A budget may be long term or short term. Long term budgets have a time horizon of 5–10 years giving a vision to the company; short term is an annual budget which is drawn to control and operate in that particular year.

Budgets will include proposed fixed asset requirements and how these expenditures will be financed. Capital budgets are often adjusted annually (done every year) and should be part of a longer-term Capital Improvements Plan.

A cash budget is also required. The working capital requirements of a business are monitored at all times to ensure that there are sufficient funds available to meet short-term expenses.

The cash budget is basically a detailed plan that shows all expected sources and uses of cash when it comes to spending it appropriately. The cash budget has the following six main sections:

  1. Beginning Cash Balance - contains the last period's closing cash balance, in other words, the remaining cash from last years earnings.
  2. Cash collections - includes all expected cash receipts (all sources of cash for the period considered, mainly sales)
  3. Cash disbursements - lists all planned cash outflows for the period such as dividend, excluding interest payments on short-term loans, which appear in the financing section. All expenses that do not affect cash flow are excluded from this list (e.g. depreciation, amortization, etc.)
  4. Cash excess or deficiency - a function of the cash needs and cash available. Cash needs are determined by the total cash disbursements plus the minimum cash balance required by company policy. If total cash available is less than cash needs, a deficiency exists.
  5. Financing - discloses the planned borrowings and repayments of those planned borrowings, including interest.

: Financial theory

: Financial economics

Main article: Financial economics

Financial economics is the branch of economics studying the interrelation of financial variables, such as prices, interest rates and shares, as opposed to goods and services. Financial economics concentrates on influences of real economic variables on financial ones, in contrast to pure finance. It centres on managing risk in the context of the financial markets, and the resultant economic and financial models. It essentially explores how rational investors would apply risk and return to the problem of an investment policy. Here, the twin assumptions of rationality and market efficiency lead to modern portfolio theory (the CAPM), and to the Black–Scholes theory for option valuation; it further studies phenomena and models where these assumptions do not hold, or are extended. "Financial economics", at least formally, also considers investment under "certainty" (Fisher separation theorem, "theory of investment value", Modigliani–Miller theorem) and hence also contributes to corporate finance theory. Financial econometrics is the branch of financial economics that uses econometric techniques to parameterize the relationships suggested.

Although closely related, the disciplines of economics and finance are distinctive. The “economy” is a social institution that organizes a society’s production, distribution, and consumption of goods and services, all of which must be financed.

Economists make a number of abstract assumptions for purposes of their analyses and predictions. They generally regard financial markets that function for the financial system as an efficient mechanism (Efficient-market hypothesis). Instead, financial markets are subject to human error and emotion. New research discloses the mischaracterization of investment safety and measures of financial products and markets so complex that their effects, especially under conditions of uncertainty, are impossible to predict. The study of finance is subsumed under economics as financial economics, but the scope, speed, power relations and practices of the financial system can uplift or cripple whole economies and the well-being of households, businesses and governing bodies within them-sometimes in a single day.

: Financial mathematics

Main article: Financial mathematics

Financial mathematics is a field of applied mathematics, concerned with financial markets. The subject has a close relationship with the discipline of financial economics, which is concerned with much of the underlying theory that is involved in financial mathematics. Generally, mathematical finance will derive, and extend, the mathematical or numerical models suggested by financial economics. In terms of practice, mathematical finance also overlaps heavily with the field of computational finance (also known as financial engineering). Arguably, these are largely synonymous, although the latter focuses on application, while the former focuses on modelling and derivation (see: Quantitative analyst). The field is largely focused on the modelling of derivatives, although other important subfields include insurance mathematics and quantitative portfolio problems. See Outline of finance: Mathematical tools; Outline of finance: Derivatives pricing.

: Experimental finance

Main article: Experimental finance

Experimental finance aims to establish different market settings and environments to observe experimentally and provide a lens through which science can analyze agents' behavior and the resulting characteristics of trading flows, information diffusion and aggregation, price setting mechanisms, and returns processes. Researchers in experimental finance can study to what extent existing financial economics theory makes valid predictions and therefore prove them, and attempt to discover new principles on which such theory can be extended and be applied to future financial decisions. Research may proceed by conducting trading simulations or by establishing and studying the behavior, and the way that these people act or react, of people in artificial competitive market-like settings.

: Behavioral finance

Main article: Behavioral economics

Behavioral finance studies how the psychology of investors or managers affects financial decisions and markets when making a decision that can impact either negatively or positively on one of their areas. Behavioral finance has grown over the last few decades to become central and very important to finance.

Behavioral finance includes such topics as:

  1. Empirical studies that demonstrate significant deviations from classical theories.
  2. Models of how psychology affects and impacts trading and prices
  3. Forecasting based on these methods.
  4. Studies of experimental asset markets and use of models to forecast experiments.

A strand of behavioral finance has been dubbed Quantitative Behavioral Finance, which uses mathematical and statistical methodology to understand behavioral biases in conjunction with valuation. Some of this endeavor has been led by Gunduz Caginalp (Professor of Mathematics and Editor of Journal of Behavioral Finance during 2001-2004) and collaborators including Vernon Smith (2002 Nobel Laureate in Economics), David Porter, Don Balenovich, Vladimira Ilieva, Ahmet Duran). Studies by Jeff Madura, Ray Sturm and others have demonstrated significant behavioral effects in stocks and exchange traded funds. Among other topics, quantitative behavioral finance studies behavioral effects together with the non-classical assumption of the finiteness of assets.

: Intangible asset finance

Intangible asset finance is the area of finance that deals with intangible assets such as patents, trademarks, goodwill, reputation, etc.

Intangible assets are divided into indefinite or definite. The brand name of a company is an indefinite asset; it stays with the company throughout its existence. A patent however, granted to that company for a limited amount of time would be a definite intangible asset.

: Professional qualifications

There are several related professional qualifications, that can lead to the field:

: Unsolved problems in finance

As the debate to whether finance is an art or a science is still open, there have been recent efforts to organize a list of unsolved problems in finance.

: See also

: References

  1. "Financial Planning Curriculum Framework". Financial Planning Standards Board. 2011. Retrieved 7 April 2012.
  2. Doss, Daniel; Sumrall, William; Jones, Don (2012). Strategic Finance for Criminal Justice Organizations (1st ed.). Boca Raton, Florida: CRC Press. p. 23. ISBN 978-1439892237.
  3. Doss, Daniel; Sumrall, William; Jones, Don (2012). Strategic Finance for Criminal Justice Organizations (1st ed.). Boca Raton, Florida: CRC Press. pp. 53–54. ISBN 978-1439892237.
  4. Board of Governors of Federal Reserve System of the United States. Mission of the Federal Reserve System. Federalreserve.gov Accessed: 2010-01-16. (Archived by WebCite at Archived 2010-01-16 at WebCite)
  5. Berezin, M. (2005). "Emotions and the Economy" in Smelser, N.J. and R. Swedberg (eds.) The Handbook of Economic Sociology, Second Edition. Princeton University Press: Princeton, NJ
  6. root (2003-11-20). "Intangible Asset Definition | Investopedia". Retrieved 2016-06-27.
  7. "Is finance an art or a science?". Investopedia. Retrieved 2015-11-11.
  • Learn Finance Step by step with infographics tools
  • OECD work on financial markets Observation of UK Finance Market
  • Wharton Finance Knowledge Project - aimed to offer free access to finance knowledge for students, teachers, and self-learners.
  • Professor Aswath Damodaran (New York University Stern School of Business) - provides resources covering three areas in finance: corporate finance, valuation and investment management and syndicate finance.

Afrikaans Finansies ▪ العربية تمويل ▪ Aragonés Finanzas ▪ Azərbaycanca Maliyyə ▪ বাংলা ফাইন্যান্স ▪ Bân-lâm-gú Kim-hiông ▪ Башҡортса Финанстар ▪ Беларуская Фінансы ▪ Беларуская (тарашкевіца)‎ Фінансы ▪ Български Финанси ▪ Català Finances ▪ Čeština Finance ▪ ChiShona Muduso ▪ Cymraeg Arianneg ▪ Dansk Finansiering ▪ Deutsch Finanzen ▪ Eesti Rahandus ▪ Ελληνικά Χρηματοοικονομικά ▪ Español Finanzas ▪ Esperanto Financoj ▪ Euskara Finantzak ▪ فارسی دانش مالی ▪ Français Finance ▪ Furlan Finance ▪ Gaelg Argidys ▪ 客家語/Hak-kâ-ngî Kîm-yùng ▪ 한국어 금융 ▪ Հայերեն Ֆինանսներ ▪ हिन्दी वित्त ▪ Hrvatski Financije ▪ Ido Financo ▪ Bahasa Indonesia Keuangan ▪ Íslenska Fjármál ▪ Italiano Finanza ▪ עברית מימון ▪ ಕನ್ನಡ ಹಣಕಾಸು ▪ ქართული ფინანსები ▪ Қазақша Қаржы ▪ لۊری شومالی مالیە ▪ Latviešu Finanses ▪ Lietuvių Finansai ▪ Magyar Pénzügy ▪ മലയാളം ധനകാര്യം ▪ Bahasa Melayu Kewangan ▪ Nederlands Financiën ▪ 日本語 金融 ▪ Norsk bokmål Finans ▪ Norsk nynorsk Finans ▪ Oʻzbekcha/ўзбекча Moliya ▪ پښتو مالیه ▪ Patois Finans ▪ Polski Finanse ▪ Português Finanças ▪ Română Finanțe ▪ Русский Финансы ▪ Саха тыла Үп ▪ Scots Finance ▪ Shqip Financa ▪ Sicilianu Finanza ▪ Simple English Finance ▪ Slovenčina Financovanie ▪ Slovenščina Finance ▪ Српски / srpski Finansije ▪ Srpskohrvatski / српскохрватски Financije ▪ Suomi Rahoitus ▪ Svenska Finans ▪ Tagalog Pananalapi (pinansiyal) ▪ தமிழ் நிதியியல் ▪ ไทย การเงิน ▪ ᏣᎳᎩ ᎠᎵᏍᏕᎸᏙᏗ ᎠᏕᎸ ᎬᏗ ▪ Türkçe Finans ▪ Українська Фінанси ▪ اردو فنانس ▪ Vèneto Finansa ▪ Tiếng Việt Tài chính ▪ 文言 金融學 ▪ Winaray Finanza ▪ ייִדיש פינאנץ ▪ Yorùbá Ìnáwó ▪ 粵語 金融 ▪ Zazaki Finans ▪ 中文 金融

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As usual, the products related to the term "Finance" in Hawaii can be bought in Honolulu, East Honolulu, Pearl City, Hilo, Kailua, Waipahu, Kaneohe, Mililani Town, Kahului, Ewa Gentry, Mililani Mauka, Kihei, Makakilo, Wahiawa, Schofield Barracks, Wailuku, Kapolei, Ewa Beach, Royal Kunia, Halawa, Waimalu, Waianae, Nanakuli, Kailua, Lahaina, Waipio, Hawaiian Paradise Park, Kapaa.

Normally, the goods named "Finance" in Idaho can be purchased if you live in Boise, Meridian, Nampa, Idaho Falls, Pocatello, Caldwell, Coeur d'Alene, Twin Falls, Lewiston, Post Falls, Rexburg, Moscow, Eagle, Kuna, Ammon, Chubbuck, Hayden, Mountain Home, Blackfoot, Garden City, Jerome, Burley.

Of course, the found goods by query "Finance" in Illinois can be delivered to the following cities: Chicago, Aurora, Rockford, Joliet, Naperville, Springfield, Peoria, Elgin, Waukegan, Champaign, Bloomington, Decatur, Evanston, Des Plaines, Berwyn, Wheaton, Belleville, Elmhurst, DeKalb, Moline, Urbana, Crystal Lake, Quincy, Rock Island, Park Ridge, Calumet City, Pekin, Danville, St. Charles, North Chicago, Galesburg, Chicago Heights, Granite City, Highland Park, Burbank, O'Fallon, Oak Forest, Alton, Kankakee, West Chicago, East St. Louis, McHenry, Batavia, Carbondale, Freeport, Belvidere, Collinsville, Harvey, Lockport, Woodstock, etc.

Of course, any things related with "Finance" in Indiana can be purchased if you live in Indianapolis, Fort Wayne, Evansville, South Bend, Carmel, Fishers, Bloomington, Hammond, Gary, Lafayette, Muncie, Terre Haute, Kokomo, Noblesville, Anderson, Greenwood, Elkhart, Mishawaka, Lawrence, Jeffersonville, Columbus, Portage, New Albany, Richmond, Westfield, Valparaiso, Goshen, Michigan City, West Lafayette, Marion, East Chicago, Hobart, Crown Point, Franklin, La Porte, Greenfield, etc.

Of course, any things related with "Finance" in Iowa can be delivered to the following cities: Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Waterloo, Council Bluffs, Ames, West Des Moines, Dubuque, Ankeny, Urbandale, Cedar Falls, Marion, Bettendorf, Marshalltown, Mason City, Clinton, Burlington, Ottumwa, Fort Dodge, Muscatine, Coralville, Johnston, North Liberty, Altoona, Newton, Indianola, and other cities.

Undoubtedly, the goods by request "Finance" in Kansas can be received in such cities as Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee, Manhattan, Lenexa, Salina, Hutchinson, Leavenworth, Leawood, Dodge City, Garden City, Junction City, Emporia, Derby, Prairie Village, Hays, Liberal, Gardner, Pittsburg, Newton, Great Bend, McPherson, El Dorado, Ottawa, Winfield, Arkansas City, Andover, Lansing, Merriam, Haysville, Atchison, Parsons.

Usually, the products related to the term "Finance" in Kentucky can be bought in Louisville, Lexington, Bowling Green, Owensboro, Covington, Hopkinsville, Richmond, Florence, Georgetown, Henderson, Elizabethtown, Nicholasville, Jeffersontown, Frankfort, Paducah, Independence, Radcliff, Ashland, Madisonville, Winchester, Erlanger, Murray, St. Matthews, Fort Thomas, Danville, Newport, Shively, Shelbyville, Glasgow, Berea, Bardstown, Shepherdsville, Somerset, Lyndon, Lawrenceburg, Middlesboro, Mayfield, etc.

No doubt, the products related to the term "Finance" in Louisiana can be shipped to New Orleans, Baton Rouge, Shreveport, Metairie, Lafayette, Lake Charles, Kenner, Bossier City, Monroe, Alexandria, Houma, Marrero, New Iberia, Laplace, Slidell, Prairieville, Central, Terrytown, Ruston, Sulphur, Harvey, Hammond, Bayou Cane, Shenandoah, Natchitoches, Gretna, Chalmette, Opelousas, Estelle, Zachary.

It goes without saying that any products related with "Finance" in Maine can be shipped to Portland, Lewiston, Bangor, South Portland, Auburn, Biddeford, Sanford, Saco, Augusta, Westbrook, Waterville, Presque Isle, Brewer, Bath, Caribou, Ellsworth, Old Town, Rockland, Belfast, Gardiner, Calais, Hallowell, Eastport...

Normally, the goods related with "Finance" in Maryland can be received in such cities as Baltimore, Frederick, Rockville, Gaithersburg, Bowie, Hagerstown, Annapolis, College Park, Salisbury, Laurel, Greenbelt, Cumberland, Westminster, Hyattsville, Takoma Park, Easton, Elkton, Aberdeen, Havre de Grace, Cambridge, New Carrollton, Bel Air, and other cities and towns.

Usually, the goods related with "Finance" in Massachusetts can be shipped to such cities as Boston, Worcester, Springfield, Lowell, Cambridge, New Bedford, Brockton, Quincy, Lynn, Fall River, Newton, Lawrence, Somerville, Framingham, Haverhill, Waltham, Malden, Brookline, Plymouth, Medford, Taunton, Chicopee, Weymouth, Revere, Peabody, Methuen, Barnstable, Pittsfield, Attleboro, Arlington, Everett, Salem, Westfield, Leominster, Fitchburg, Billerica, Holyoke, Beverly, Marlborough, Woburn, Amherst, Braintree, Shrewsbury, Chelsea, Dartmouth, Chelmsford, Andover, Natick, Randolph, Watertown, and other cities and towns.

Normally, the products related to the term "Finance" in Michigan can be received in Detroit, Grand Rapids, Warren, Sterling Heights, Lansing, Ann Arbor, Flint, Dearborn, Livonia, Clinton, Canton, Westland, Troy, Farmington Hills, Macomb Township, Kalamazoo, Shelby, Wyoming, Southfield, Waterford, Rochester Hills, West Bloomfield, Taylor, Saint Clair Shores, Pontiac, Dearborn Heights, Royal Oak, Novi, Ypsilanti, Battle Creek, Saginaw, Kentwood, East Lansing, Redford, Roseville, Georgetown, Portage, Chesterfield Township, Midland, Bloomfield Charter Township, Oakland County, Saginaw, Commerce, Meridian, Muskegon, Lincoln Park, Grand Blanc, Holland, Orion, Bay City, Independence Charter Township, etc.

Undoubtedly, the found goods by query "Finance" in Minnesota can be received in Minneapolis, Saint Paul, Rochester, Bloomington, Duluth, Brooklyn Park, Plymouth, Maple Grove, Woodbury, St. Cloud, Eagan, Eden Prairie, Coon Rapids, Blaine, Burnsville, Lakeville, Minnetonka, Apple Valley, Edina, St. Louis Park, Moorhead, Mankato, Maplewood, Shakopee, Richfield, Cottage Grove, Roseville, Inver Grove Heights, Andover, Brooklyn Center, Savage, Oakdale, Fridley, Winona, Shoreview, Ramsey, Owatonna, Chanhassen, Prior Lake, White Bear Lake, Chaska, Austin, Elk River, Champlin, Faribault, Rosemount, Crystal, Farmington, Hastings, New Brighton and smaller towns.

Undoubtedly, the goods by request "Finance" in Mississippi can be received in Jackson, Gulfport, Southaven, Hattiesburg, Biloxi, Meridian, Tupelo, Greenville, Olive Branch, Horn Lake, Clinton, Pearl, Ridgeland, Starkville, Columbus, Vicksburg, Pascagoula, Clarksdale, Oxford, Laurel, Gautier, Ocean Springs, Madison, Brandon, Greenwood, Cleveland, Natchez, Long Beach, Corinth, Hernando, Moss Point, McComb, Canton, Carriere, Grenada, Brookhaven, Indianola, Yazoo City, West Point, Picayune, Petal and smaller towns.

Usually, the goods named "Finance" in Missouri can be delivered to Kansas City, St. Louis, Springfield, Independence, Columbia, Lee’s Summit, O’Fallon, St. Joseph, St. Charles, Blue Springs, St. Peters, Florissant, Joplin, Chesterfield, Jefferson City, Cape Girardeau, Oakville, Wildwood, University City, Ballwin, Raytown, Liberty, Wentzville, Mehlville, Kirkwood, Maryland Heights, Hazelwood, Gladstone, Grandview, Belton, Webster Groves, Sedalia, Ferguson, Arnold, Affton, and other cities and towns.

No doubt, the products related to the term "Finance" in Montana can be received in Billings, Missoula, Great Falls, Bozeman, Butte, Helena, Kalispell, Havre, Anaconda, Miles City, Belgrade, Livingston, Laurel, Whitefish, Lewistown, Sidney...

Normally, the goods related with "Finance" in Nebraska can be purchased if you live in Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Hastings, Norfolk, North Platte, Papillion, Columbus, La Vista, Scottsbluff, South Sioux City, Beatrice, Lexington, etc.

As always, any things related with "Finance" in Nevada can be sent to Las Vegas, Henderson, Reno, North Las Vegas, Sparks, Carson City, Fernley, Elko, Mesquite, Boulder City, Fallon, Winnemucca, West Wendover, Ely, Yerington, Carlin, Lovelock, Wells, Caliente, and other cities.

Today any things related with "Finance" in New Hampshire can be bought in Manchester, Nashua, Concord, Derry, Dover, Rochester, Salem, Merrimack, Hudson, Londonderry, Keene, Bedford, Portsmouth, Goffstown, Laconia, Hampton, Milford, Durham, Exeter, Windham, Hooksett, Claremont, Lebanon, Pelham, Somersworth, Hanover, Amherst, Raymond, Conway, Berlin, etc.

It goes without saying that the products related to the term "Finance" in New Jersey can be shipped to such cities as Newark, Jersey City, Paterson, Elizabeth, Edison, Woodbridge, Lakewood, Toms River, Hamilton, Trenton, Clifton, Camden, Brick, Cherry Hill, Passaic, Middletown, Union City, Old Bridge, Gloucester Township, East Orange, Bayonne, Franklin, North Bergen, Vineland, Union, Piscataway, New Brunswick, Jackson, Wayne, Irvington, Parsippany-Troy Hills, Howell, Perth Amboy, Hoboken, Plainfield, West New York, Washington Township, East Brunswick, Bloomfield, West Orange, Evesham, Bridgewater, South Brunswick, Egg Harbor, Manchester, Hackensack, Sayreville, Mount Laurel, Berkeley, North Brunswick.

Normally, the goods by your query "Finance" in New Mexico can be purchased if you live in Albuquerque, Las Cruces, Rio Rancho, Santa Fe, Roswell, Farmington, South Valley, Clovis, Hobbs, Alamogordo, Carlsbad, Gallup, Deming, Los Lunas, Chaparral, Sunland Park, Las Vegas, Portales, Los Alamos, North Valley, Artesia, Lovington, Silver City, Española and smaller towns.

Naturally, the goods by request "Finance" in New York can be sent to New York, Buffalo, Rochester, Yonkers, Syracuse, Albany, New Rochelle, Mount Vernon, Schenectady, Utica, White Plains, Troy, Niagara Falls, Binghamton, Rome, Long Beach, Poughkeepsie, North Tonawanda, Jamestown, Ithaca, Elmira, Newburgh, Middletown, Auburn, Watertown, Glen Cove, Saratoga Springs, Kingston, Peekskill, Lockport, Plattsburgh, Cortland, Amsterdam, Oswego, Lackawanna, Cohoes, Rye, Gloversville, Beacon, Batavia, Tonawanda, Glens Falls, Olean, Oneonta, Geneva, Dunkirk, Fulton, Oneida, Corning, Ogdensburg, Canandaigua, Watervliet and smaller towns.

And today the products related to the term "Finance" in North Carolina can be bought in Charlotte, Raleigh, Greensboro, Durham, Winston-Salem, Fayetteville, Cary, Wilmington, High Point, Greenville, Asheville, Concord, Gastonia, Jacksonville, Chapel Hill, Rocky Mount, Huntersville, Burlington, Wilson, Kannapolis, Apex, Hickory, Wake Forest, Indian Trail, Mooresville, Goldsboro, Monroe, Salisbury, Holly Springs, Matthews, New Bern, Sanford, Cornelius, Garner, Thomasville, Statesville, Asheboro, Mint Hill, Fuquay-Varina, Morrisville, Kernersville, Lumberton, Kinston, Carrboro, Havelock, Shelby, Clemmons, Lexington, Clayton, Boone...

As you know, the goods named "Finance" in North Dakota can be shipped to Fargo, Bismarck, Grand Forks, Minot, West Fargo, Williston, Dickinson, Mandan, Jamestown, Wahpeton, Devils Lake, Watford City, Valley City, Grafton, Lincoln, Beulah, Rugby, Stanley, Horace, Casselton, New Town, Hazen, Bottineau, Lisbon, Carrington, etc.

Of course, the found goods by query "Finance" in Ohio can be shipped to Columbus, Cleveland, Cincinnati, Toledo, Akron, Dayton, Parma, Canton, Youngstown, Lorain, Hamilton, Springfield, Kettering, Elyria, Lakewood, Cuyahoga Falls, Euclid, Middletown, Mansfield, Newark, Mentor, Cleveland Heights, Beavercreek, Strongsville, Fairfield, Dublin, Warren, Findlay, Lancaster, Lima, Huber Heights, Marion, Westerville, Reynoldsburg, Grove City, Stow, Delaware, Brunswick, Upper Arlington, Gahanna, Westlake, North Olmsted, Fairborn, Massillon, Mason, North Royalton, Bowling Green, North Ridgeville, Kent, Garfield Heights, and other cities and towns.

And of course, the goods by request "Finance" in Oklahoma can be received in Oklahoma City, Tulsa, Norman, Broken Arrow, Lawton, Edmond, Moore, Midwest City, Enid, Stillwater, Muskogee, Bartlesville, Owasso, Shawnee, Yukon, Ardmore, Ponca City, Bixby, Duncan, Del City, Jenks, Sapulpa, Mustang, Sand Springs, Bethany, Altus, Claremore, El Reno, McAlester, Ada, Durant, Tahlequah, Chickasha, Miami, Glenpool, Elk City, Woodward, Okmulgee, Choctaw, Weatherford, Guymon, Guthrie, Warr Acres...

Undoubtedly, the products related to the term "Finance" in Oregon can be sent to Portland, Salem, Eugene, Gresham, Hillsboro, Beaverton, Bend, Medford, Springfield, Corvallis, Albany, Tigard, Lake Oswego, Keizer, Grants Pass, Oregon City, McMinnville, Redmond, Tualatin, West Linn, Woodburn, Forest Grove, Newberg, Wilsonville, Roseburg, Klamath Falls, Ashland, Milwaukie, Sherwood, Happy Valley, Central Point, Canby, Hermiston, Pendleton, Troutdale, Lebanon, Coos Bay, The Dalles, Dallas, St. Helens, La Grande, Cornelius, Gladstone, Ontario, Sandy, Newport, Monmouth and smaller towns.

Undoubtedly, the found goods by query "Finance" in Pennsylvania can be shipped to such cities as Philadelphia, Pittsburgh, Allentown, Erie, Reading, Scranton, Bethlehem, Lancaster, Harrisburg, Altoona, York, Wilkes-Barre, Chester, Williamsport, Easton, Lebanon, Hazleton, New Castle, Johnstown, McKeesport, Hermitage, Greensburg, Pottsville, Sharon, Butler, Washington, Meadville, New Kensington, Coatesville, St. Marys, Lower Burrell, Oil City, Nanticoke, Uniontown and smaller towns.

No doubt, the products by request "Finance" in Rhode Island can be received in Providence, Warwick, Cranston, Pawtucket, East Providence, Woonsocket, Coventry, Cumberland, North Providence, South Kingstown, West Warwick, Johnston, North Kingstown, Newport, Bristol, Westerly, Smithfield, Lincoln, Central Falls, Portsmouth, Barrington, Middletown, Burrillville, Narragansett, Tiverton, East Greenwich, North Smithfield, Warren, Scituate...

Usually, the products by request "Finance" in South Carolina can be received in Columbia, Charleston, North Charleston, Mount Pleasant, Rock Hill, Greenville, Summerville, Sumter, Hilton Head Island, Spartanburg, Florence, Goose Creek, Aiken, Myrtle Beach, Anderson, Greer, Mauldin, Greenwood, North Augusta, Easley, Simpsonville, Hanahan, Lexington, Conway, West Columbia, North Myrtle Beach, Clemson, Orangeburg, Cayce, Bluffton, Beaufort, Gaffney, Irmo, Fort Mill, Port Royal, Forest Acres, Newberry, etc.

No doubt, the found goods by query "Finance" in South Dakota can be delivered to Sioux Falls, Rapid City, Aberdeen, Brookings, Watertown, Mitchell, Yankton, Pierre, Huron, Spearfish, Vermillion.

Of course, any products related with "Finance" in Tennessee can be delivered to the following cities: Memphis, Nashville, Knoxville, Chattanooga, Clarksville, Murfreesboro, Franklin, Jackson, Johnson City, Bartlett, Hendersonville, Kingsport, Collierville, Smyrna, Cleveland, Brentwood, Germantown, Columbia, Spring Hill, La Vergne, Gallatin, Cookeville, Mount Juliet, Lebanon, Morristown, Oak Ridge, Maryville, Bristol, Farragut, Shelbyville, East Ridge, Tullahoma and smaller towns.

Today the found goods by query "Finance" in Texas can be sent to Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Garland, Irving, Amarillo, Grand Prairie, Brownsville, McKinney, Frisco, Pasadena, Mesquite, Killeen, McAllen, Carrollton, Midland, Waco, Denton, Abilene, Odessa, Beaumont, Round Rock, The Woodlands, Richardson, Pearland, College Station, Wichita Falls, Lewisville, Tyler, San Angelo, League City, Allen, Sugar Land, Edinburg, Mission, Longview, Bryan, Pharr, Baytown, Missouri City, Temple, Flower Mound, New Braunfels, North Richland Hills, Conroe, Victoria, Cedar Park, Harlingen, Atascocita, Mansfield, Georgetown, San Marcos, Rowlett, Pflugerville, Port Arthur, Spring, Euless, DeSoto, Grapevine, Galveston, and other cities.

Usually, the goods named "Finance" in Utah can be received in such cities as Salt Lake City, West Valley City, Provo, West Jordan, Orem, Sandy, Ogden, St. George, Layton, Taylorsville, South Jordan, Logan, Lehi, Murray, Bountiful, Draper, Riverton, Roy, Spanish Fork, Pleasant Grove, Cottonwood Heights, Tooele, Springville, Cedar City, Midvale. It is also available for the people living in Kaysville, Holladay, American Fork, Clearfield, Syracuse, South Salt Lake, Herriman, Eagle Mountain, Clinton, Washington, Payson, Farmington, Brigham City, Saratoga Springs, North Ogden, South Ogden, North Salt Lake, Highland, Centerville, Hurricane, Heber City, West Haven, Lindon.

No doubt, any products related with "Finance" in Vermont can be sent to Burlington, South Burlington, Rutland, Barre, Montpelier, Winooski, St. Albans, Newport, Vergennes, and other cities and towns.

Normally, the goods by your query "Finance" in Virginia can be shipped to such cities as Virginia Beach, Norfolk, Chesapeake, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, Lynchburg, Harrisonburg, Charlottesville, Danville, Manassas, Petersburg, Fredericksburg, Winchester, Salem, Staunton, Fairfax, Hopewell, Waynesboro, Colonial Heights, Radford, Bristol, Manassas Park, Williamsburg, Falls Church, Martinsville, Poquoson and smaller towns.

It goes without saying that the products by request "Finance" in Washington can be bought in Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kent, Everett, Renton, Federal Way, Yakima, Spokane Valley, Kirkland, Bellingham, Kennewick, Auburn, Pasco, Marysville, Lakewood, Redmond, Shoreline, Richland, Sammamish, Burien, Olympia, Lacey. It is also available for the people living in Edmonds, Puyallup, Bremerton, Lynnwood, Bothell, Longview, Issaquah, Wenatchee, Mount Vernon, University Place, Walla Walla, Pullman, Des Moines, Lake Stevens, SeaTac, Maple Valley, Mercer Island, Bainbridge Island, Oak Harbor, Kenmore, Moses Lake, Camas, Mukilteo, Mountlake Terrace, Tukwila and smaller towns.

No need to say, the products by request "Finance" in West Virginia can be delivered to the following cities: Charleston, Huntington, Morgantown, Parkersburg, Wheeling, Weirton, Fairmont, Martinsburg, Beckley, Clarksburg, South Charleston, St. Albans, Vienna, Bluefield, etc.

And the goods by your query "Finance" in Wisconsin can be delivered to the following cities: Milwaukee, Madison, Green Bay, Kenosha, Racine, Appleton, Waukesha, Oshkosh, Eau Claire, Janesville, West Allis, La Crosse, Sheboygan, Wauwatosa, Fond du Lac, New Berlin, Wausau. And also in Brookfield, Beloit, Greenfield, Franklin, Oak Creek, Manitowoc, West Bend, Sun Prairie, Superior, Stevens Point, Neenah, Fitchburg, Muskego, Watertown, De Pere, Mequon, South Milwaukee, Marshfield.

As you know, the goods by request "Finance" in Wyoming can be delivered to the following cities: Cheyenne, Casper, Laramie, Gillette, Rock Springs, Sheridan, Green River, Evanston, Riverton, Jackson, Cody, Rawlins, Lander, Torrington, Powell, Douglas, Worland, and other cities.

Canada Delivery, Shipping to Canada

Today any things related with "Finance" in Canada can be received in such cities as Toronto, Montreal, Calgary, Ottawa, Edmonton, Mississauga, Winnipeg, Vancouver, Brampton, Hamilton, Quebec City, Surrey, Laval, Halifax, London, Markham, Vaughan, Gatineau, Longueuil, Burnaby, Saskatoon, Kitchener, Windsor, Regina, Richmond, Richmond Hill.

The shipping is also available in Oakville, Burlington, Greater Sudbury, Sherbrooke, Oshawa, Saguenay, Lévis, Barrie, Abbotsford, St. Catharines, Trois-Rivières, Cambridge, Coquitlam, Kingston, Whitby, Guelph, Kelowna, Saanich, Ajax, Thunder Bay, Terrebonne, St. John's, Langley, Chatham-Kent, Delta.

And, of course, Waterloo, Cape Breton, Brantford, Strathcona County, Saint-Jean-sur-Richelieu, Red Deer, Pickering, Kamloops, Clarington, North Vancouver, Milton, Nanaimo, Lethbridge, Niagara Falls, Repentigny, Victoria, Newmarket, Brossard, Peterborough, Chilliwack, Maple Ridge, Sault Ste. Marie, Kawartha Lakes, Sarnia, Prince George.

And, of course, Drummondville, Saint John, Moncton, Saint-Jérôme, New Westminster, Wood Buffalo, Granby, Norfolk County, St. Albert, Medicine Hat, Caledon, Halton Hills, Port Coquitlam, Fredericton, Grande Prairie, North Bay, Blainville, Saint-Hyacinthe, Aurora, Welland, Shawinigan, Dollard-des-Ormeaux, Belleville, North Vancouver, and other cities.

Actually, the goods related with "Finance" can be shipped to any place in Canada, including Ontario, Quebec, British Columbia, Alberta, Manitoba, Saskatchewan, Nova Scotia, New Brunswick, Newfoundland and Labrador, and Prince Edward Island.

UK Delivery, Shipping to the United Kingdom

As usual, the found goods by query "Finance" in the United Kingdom can be shipped to such cities as London, Birmingham, Leeds, Glasgow, Sheffield, Bradford, Edinburgh, Liverpool, Manchester, Bristol, Wakefield, Cardiff, Coventry, Nottingham, Leicester, Sunderland, Belfast, Newcastle upon Tyne, Brighton, Hull, Plymouth, Stoke-on-Trent.

The delivery is also available in Wolverhampton, Derby, Swansea, Southampton, Salford, Aberdeen, Westminster, Portsmouth, York, Peterborough, Dundee, Lancaster, Oxford, Newport, Preston, St Albans, Norwich, Chester, Cambridge, Salisbury, Exeter, Gloucester. And also in Lisburn, Chichester, Winchester, Londonderry, Carlisle, Worcester, Bath, Durham, Lincoln, Hereford, Armagh, Inverness, Stirling, Canterbury, Lichfield, Newry, Ripon, Bangor, Truro, Ely, Wells, St. Davids, and other cities and towns.

In other words, any products related with "Finance" can be shipped to any place in the UK, including England, Scotland, Wales, and Northern Ireland.

Ireland Delivery, Shipping to Ireland

And of course, the found goods by query "Finance" in Ireland can be bought in Dublin, Cork, Limerick, Galway, Waterford, Drogheda, Dundalk, Swords, Bray, Navan, Ennis, Kilkenny, Tralee, Carlow, Newbridge, Naas, Athlone, Portlaoise, Mullingar, Wexford, Balbriggan, Letterkenny, Celbridge, Sligo. As well as in Clonmel, Greystones, Malahide, Leixlip, Carrigaline, Tullamore, Killarney, Arklow, Maynooth, Cobh, Castlebar, Midleton, Mallow, Ashbourne, Ballina, Laytown-Bettystown-Mornington, Enniscorthy, Wicklow, Tramore, Cavan and smaller towns.

Actually, the products related to the term "Finance" can be shipped to any place in Ireland, including Leinster, Ulster, Munster, and Connacht.

Australia Delivery, Shipping to Australia

And the products related to the term "Finance" in Australia can be delivered to Sydney, Melbourne, Brisbane, Perth, Adelaide, Gold Coast, Tweed Heads, Newcastle, Maitland, Canberra, Queanbeyan, Sunshine Coast, Wollongong, Hobart, Geelong, Townsville, Cairns, Darwin, Toowoomba, Ballarat, Bendigo, Albury, Wodonga, Launceston, Mackay.

And also in Rockhampton, Bunbury, Bundaberg, Coffs Harbour, Wagga Wagga, Hervey Bay, Mildura, Wentworth, Shepparton, Mooroopna, Gladstone, Tannum Sands, Port Macquarie, Tamworth, Traralgon, Morwell, Orange, Geraldton, Bowral, Mittagong, Dubbo, Busselton, Bathurst, Nowra, Bomaderry, Warrnambool, Albany, Warragul, Drouin, Kalgoorlie, Boulder, Devonport, and other cities.

Basically, the goods related with "Finance" can be shipped to any place in Australia, including New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, Australian Capital Territory, and Northern Territory.

New Zealand Delivery, Shipping to New Zealand

No need to say, the found goods by query "Finance" in New Zealand can be sent to Auckland, Wellington, Christchurch, Hamilton, Tauranga, Napier-Hastings, Dunedin, Lower Hutt, Palmerston North, Nelson, Rotorua, New Plymouth, Whangarei, Invercargill, Whanganui, Gisborne, Porirua, Invercargill, Nelson, Upper Hutt, Gisborne, Blenheim, Pukekohe, Timaru, Taupo.

In fact, the goods named "Finance" can be shipped to any place in New Zealand, including North Island, South Island, Waiheke Island, and smaller islands. As usual,the goods namedcan be purchased if you live inAnd other cities and towns, such as and smaller towns.

In other words,

Delivery

Abkhazia: Gagra, Gudauta, New Athos, Ochamchire, Pitsunda, Sukhumi, Tsandryphsh, etc.

Afghanistan: Herat, Jalalabad, Kabul, Kandahar, Kunduz, Mazar-i-Sharif, Taloqan, etc.

Albania: Durrës, Himarë, Sarandë, Shkodër, Tirana, Vlorë, etc.

Algeria: Algiers, Oran, etc.

Andorra: Andorra la Vella, Arinsal, El Pas de la Casa, Encamp, Grandvalira, Ordino, Pal, Soldeu, Vallnord, etc.

Angola: Benguela, Luanda, etc.

Anguilla: The Valley, West End, etc.

Antigua And Barbuda: Saint John’s, etc.

Argentina: Buenos Aires, Colón, Córdoba, El Calafate, La Plata, Los Glaciares, Mar del Plata, Mendoza, Pinamar, Puerto Iguazú, Puerto Madryn, Rosario, Salta, San Carlos de Bariloche, San Martín de los Andes, San Miguel de Tucumán, San Rafael, Tandil, Tierra del Fuego, Ushuaia, Villa Carlos Paz, Villa Gesell, Villa La Angostura, Villa de Merlo, etc.

Armenia: Dilijan, Etchmiadzin, Goris, Gyumri, Jermuk, Sevan, Stepanavan, Tsaghkadzor, Vagharshapat, Vanadzor, Yerevan, etc.

Aruba: Oranjestad, etc.

Australia: Adelaide, Brisbane, Byron Bay, Cairns, Canberra, Darwin, Gold Coast, Great Barrier Reef, Hobart, Melbourne, Perth, Sydney, Tasmania, etc.

Austria: Abtenau, Alpbach, Austrian Alps, Bad Gastein, Bad Hofgastein, Bad Kleinkirchheim, Dürnstein, Flachau, Fugen, Graz, Innsbruck, Ischgl, Kaprun, Kitzbühel, Klagenfurt, Kufstein, Lech, Leogang, Lienz, Linz, Maria Alm, Mayrhofen, Neustift im Stubaital, Obergurgl, Saalbach-Hinterglemm, Saalfelden, Salzburg, Schladming, Seefeld, Serfaus, St. Anton, St. Johann im Pongau, Sölden, Tux, Tyrol, Vienna, Villach, Wachau, Wagrain, Zell am See, etc.

Azerbaijan: Baku, Ganja, Lankaran, Quba, Qusar, Shahdag, Sheki, Stepanakert, etc.

Bahamas: Freeport, Nassau, etc.

Bahrain: Manama, etc.

Bangladesh: Chittagong, Cox's Bazar, Dhaka, Khulna, Narayanganj, Rajshahi, Sylhet, etc.

Barbados: Bridgetown, etc.

Belarus: Babruysk, Białowieża Forest, Brest Belarus, Gomel, Grodno, Lahoysk, Maladzyechna, Minsk, Mogilev, Nesvizh, Pinsk, Silichi, Vitebsk, etc.

Belgium: Antwerp, Ardennes, Blankenberge, Bouillon, Bruges, Brussels, Charleroi, De Haan, De Panne, Durbuy, Flanders, Ghent, Hasselt, Kortrijk, Leuven, Liège, Namur, Nieuwpoort, Ostend, Spa, Ypres, Zeebrugge, etc.

Belize: Belize City, Placencia, San Pedro, etc.

Benin: Cotonou, etc.

Bermuda: Hamilton, etc.

Bhutan: Paro, Thimphu, etc.

Bolivia: Cochabamba, El Alto, La Paz, Oruro, Quillacollo, Santa Cruz de la Sierra, Sucre, Uyuni, etc.

Bosnia and Herzegovina: Banja Luka, Jahorina, Medjugorje, Mostar, Neum, Sarajevo, etc.

Botswana: Gaborone, Maun, etc.

Brazil: Amazon River, Amazonia, Angra dos Reis, Arraial do Cabo, Atlantic Forest, Balneário Camboriú, Belo Horizonte, Belém, Bombinhas, Brasília, Búzios, Cabo Frio, Camaçari, Campinas, Campos do Jordão, Caraguatatuba, Copacabana, Costa do Sauípe, Curitiba, Duque de Caxias, Fernando de Noronha, Florianópolis, Fortaleza, Foz do Iguaçu, Goiânia, Gramado, Guarujá, Guarulhos, Iguazu Falls, Ilha Grande, Ilhabela, Ilhéus, Ipanema, Itacaré, Maceió, Manaus, Morro de São Paulo, Natal, Niterói, Osasco, Ouro Preto, Paraty, Petrópolis, Porto Alegre, Porto Seguro, Praia do Forte, Recife, Ribeirão Preto, Rio de Janeiro, Salvador, Santos, São Gonçalo, São José dos Campos, São Luís, São Paulo, São Sebastião, Trancoso, Ubatuba, Vila do Abraão, etc.

British Virgin Islands: Tortola, etc.

Brunei: Bandar Seri Begawan, etc.

Bulgaria: Albena, Balchik, Bansko, Blagoevgrad, Borovets, Burgas, Chernomorets, Dobrinishte, Golden Sands, Kiten, Koprivshtitsa, Lozenets, Nesebar, Obzor, Pamporovo, Pirin, Pleven, Plovdiv, Pomorie, Primorsko, Ravda, Razlog, Rila, Ruse, Samokov, Sandanski, Shumen, Sofia, Sozopol, Stara Zagora, Sunny Beach, Sveti Vlas, Tsarevo, Varna, Veliko Tarnovo, etc.

Burkina Faso: Ouagadougou, etc.

Burundi: Bujumbura, etc.

Cambodia: Angkor, Battambang, Kampot, Kep, Phnom Penh, Siem Reap, Sihanoukville, etc.

Cameroon: Bafoussam, Bamenda, Douala, Garoua, Kribi, Limbe, Maroua, Yaoundé, etc.

Canada: Alberta, Banff, Brampton, British Columbia, Burnaby, Calgary, Charlottetown, Edmonton, Fort McMurray, Gatineau, Halifax, Hamilton, Jasper, Kamloops, Kelowna, Kingston, Kitchener, Laval, London, Longueuil, Manitoba, Markham, Mississauga, Moncton, Mont-Tremblant, Montreal, Nanaimo, New Brunswick, Niagara Falls, Niagara on the Lake, Nova Scotia, Ontario, Ottawa, Prince Edward Island, Quebec, Regina, Richmond, Saskatchewan, Saskatoon, Surrey, Toronto, Vancouver, Vaughan, Victoria, Whistler, Whitehorse, Windsor, Winnipeg, Yukon, etc.

Cape Verde: Boa Vista Cape Verde, Sal, etc.

Caribbean Netherlands:, etc.

Cayman Islands: George Town, West Bay, etc.

Chad: N'Djamena, etc.

Chile: Antofagasta, Arica, Atacama, Coquimbo, Easter Island, Hanga Roa, Iquique, La Serena, Patagonia, Pucón, Puerto Montt, Puerto Natales, Puerto Varas, Punta Arenas, San Pedro de Atacama, Santiago, Torres del Paine, Valdivia, Valparaíso, Villarrica, Viña del Mar, etc.

China: Anshun, Baishan, Baoding, Baoshan, Baotou, Beijing, Binzhou, Changchun, Changsha, Changzhi, Chengdu, Chongqing, Dali, Dalian, Datong, Dengfeng, Diqing, Dongguan, Emeishan, Foshan, Great Wall of China, Guangdong, Guangzhou, Guilin, Guiyang, Hainan, Hangzhou, Harbin, Honghe, Huashan, Huizhou, Jiangmen, Jiangxi, Jiaxing, Jilin, Jinan, Jincheng, Jingdezhen, Jinzhong, Jiujiang, Jiuzhaigou, Kunming, Langfang, Lanzhou, Laoshan, Leshan, Lhasa, Lianyungang, Lijiang, Linfen, Linyi, Luoyang, Lushan, Lüliang, Mianyang, Nanchang, Nanchong, Nanjing, Nantong, Ngawa, Ningbo, Qiandongnan, Qingdao, Qingyuan, Qinhuangdao, Qufu, Qujing, Rizhao, Sanya, Shanghai, Shangri-La, Shantou, Shanxi, Shaoguan, Shaolin, Shaoxing, Shenyang, Shenzhen, Shigatse, Shijiazhuang, Sichuan, Suzhou, Tai'an, Taiyuan, Taizhou Jiangsu, Tangshan, Tianjin, Tibet, Weifang, Weihai, Wuhan, Wulingyuan, Wutai, Wuxi, Xi'an, Xiamen, Xinzhou, Xishuangbanna, Ya'an, Yanbian, Yangtze, Yangzhou, Yantai, Yellow River, Yibin, Yinchuan, Yiwu, Yuncheng, Yunnan, Zhangjiajie, Zhanjiang, Zhejiang, Zhengzhou, Zhongshan, Zhongwei, Zhoushan, Zhuhai, Zunyi, etc.

Colombia: Barranquilla, Bogotá, Bucaramanga, Cali, Cartagena, Medellín, Pereira, San Andrés, Santa Marta, Villa de Leyva, Villavicencio, etc.

Costa Rica: Alajuela, Jacó, La Fortuna, Manuel Antonio, Monteverde, Puerto Viejo de Talamanca, Puntarenas, Quepos, San José, Santa Teresa, Tamarindo, Tortuguero, etc.

Croatia: Baška Voda, Baška, Bibinje, Biograd na Moru, Bol, Brač, Brela, Cavtat, Cres, Dalmatia, Fažana, Hvar, Istria, Ičići, Korčula, Krk, Lopud, Lovran, Lošinj, Makarska, Mali Lošinj, Malinska, Medulin, Mlini, Nin, Novi Vinodolski, Novigrad, Omiš, Opatija, Orebić, Pag, Podstrana, Poreč, Pula, Rab, Rabac, Rijeka, Rovinj, Split, Stari Grad, Sukošan, Supetar, Trogir, Tučepi, Umag, Vrsar, Zadar, Zagreb, Čiovo, Šibenik, etc.

Cuba: Baracoa, Camagüey, Cayo Coco, Cayo Santa María, Cienfuegos, Havana, Pinar del Río, Santiago de Cuba, Trinidad, Varadero, Viñales, etc.

Curaçao: Willemstad, etc.

Cyprus: Ayia Napa, Coral Bay Cyprus, Famagusta, Kouklia, Kyrenia, Larnaca, Limassol, Nicosia, Paphos, Paralimni, Peyia, Pissouri, Polis, Protaras, etc.

Czech Republic: Bohemia, Brno, Děčín, Frymburk, Frýdek-Místek, Harrachov, Hradec Králové, Jihlava, Karlovy Vary, Kladno, Krkonoše, Kutná Hora, Liberec, Marienbad, Mikulov, Mladá Boleslav, Mělník, Olomouc, Ostrava, Pardubice, Plzeň, Poděbrady, Prague, Teplice, Třeboň, Zlín, Znojmo, Ústí nad Labem, České Budějovice, Český Krumlov, Špindlerův Mlýn, etc.

Democratic Republic of the Congo: Kinshasa, etc.

Denmark: Aalborg, Aarhus, Billund, Copenhagen, Ebeltoft, Esbjerg, Frederikshavn, Greenland, Helsingør, Herning, Hirtshals, Hjørring, Holstebro, Jutland, Odense, Silkeborg, Skagen, Skive, Sønderborg, Vejle, Viborg, etc.

Djibouti: Djibouti City, etc.

Dominican Republic: Boca Chica, Bávaro, Punta Cana, Santo Domingo, Sosúa, etc.

Ecuador: Baños, Cuenca, Galápagos Islands, Guayaquil, Manta, Otavalo, Puerto Ayora, Puerto López, Quito, Salinas, etc.

Egypt: Abu Simbel, Al Qusair, Alexandria, Aswan, Cairo, Dahab, El Alamein, El Gouna, El Hadaba, Faiyum, Giza, Hurghada, Luxor, Marsa Alam, Mersa Matruh, Naama Bay, Nabq Bay, Nile, Nuweiba, Port Said, Red Sea, Safaga, Sahl Hasheesh, Scharm asch-Schaich, Sharks Bay, Sinai, Suez, Taba, Valley of the Kings, etc.

El Salvador: La Libertad, San Salvador, etc.

Equatorial Guinea: Malabo, etc.

Eritrea: Asmara, etc.

Estonia: Haapsalu, Kuressaare, Narva, Pärnu, Saaremaa, Tallinn, Tartu, etc.

Ethiopia: Addis Ababa, Bahir Dar, Gondar, etc.

Faroe Islands: Tórshavn, etc.

Fiji: Nadi, Suva, Viti Levu Island, etc.

Finland: Espoo, Helsinki, Imatra, Joensuu, Jyväskylä, Jämsä, Kotka, Kuopio, Kuusamo, Lahti, Lapland, Lappeenranta, Levi, Mariehamn, Mikkeli, Moomin World, Naantali, Nilsiä, Oulu, Pori, Porvoo, Pyhätunturi, Rovaniemi, Rukatunturi, Saariselkä, Saimaa, Tampere, Turku, Vaasa, Vantaa, Vuokatti, Åland Islands, etc.

France: Aix-en-Provence, Ajaccio, Alsace, Annecy, Antibes, Aquitaine, Arles, Avignon, Avoriaz, Beaune, Biarritz, Bonifacio, Bordeaux, Briançon, Brittany, Burgundy, Cabourg, Cagnes-sur-Mer, Calais, Calvi, Canet-en-Roussillon, Cannes, Carcassonne, Cassis, Chambéry, Chamonix, Colmar, Corsica, Courchevel, Deauville, Dijon, Dunkirk, French Alps, French Riviera, Fréjus, Grenoble, Honfleur, La Ciotat, La Plagne, La Rochelle, Le Grau-du-Roi, Le Havre, Les Arcs, Les Gets, Les Menuires, Lille, Limoges, Lourdes, Lyon, Mandelieu-la-Napoule, Marseille, Megève, Menton, Montpellier, Morzine, Méribel, Nantes, Narbonne, Nice, Nord-Pas-de-Calais, Normandy, Nîmes, Paradiski, Paris, Pas-de-Calais, Perpignan, Portes du Soleil, Porto-Vecchio, Provence, Périgueux, Reims, Rhône-Alpes, Rouen, Saint-Gervais-les-Bains, Saint-Malo, Saint-Martin-de-Belleville, Saint-Rémy-de-Provence, Saint-Tropez, Saintes-Maries-de-la-Mer, Strasbourg, The Three Valleys, Tignes, Toulouse, Trouville-sur-Mer, Val Thorens, Val-d'Isère, Versailles, Île-de-France, etc.

French Guiana: Cayenne, Kourou, etc.

French Polynesia: Bora Bora, Mo'orea, Papeete, Tahiti, etc.

Gabon: Libreville, etc.

Gambia: Banjul, Serekunda, etc.

Georgia: Bakuriani, Batumi, Borjomi, Gudauri, Kobuleti, Kutaisi, Mestia, Sighnaghi, Stepantsminda, Tbilisi, Telavi, Zugdidi, etc.

Germany: Aachen, Augsburg, Bad Ems, Bad Füssing, Bad Harzburg, Bad Homburg, Bad Kissingen, Bad Neuenahr-Ahrweiler, Bad Reichenhall, Bad Salzuflen, Bad Schandau, Baden-Baden, Baden-Württemberg, Bamberg, Bavaria, Berchtesgaden, Berlin, Bernkastel-Kues, Bielefeld, Binz, Bonn, Brandenburg, Braunlage, Braunschweig, Bremen, Bremerhaven, Chemnitz, Cochem, Cologne, Cuxhaven, Dortmund, Dresden, Duisburg, Düsseldorf, Eisenach, Erfurt, Erlangen, Essen, Europa-Park, Frankfurt, Freiburg, Friedrichshafen, Fürth, Füssen, Garmisch-Partenkirchen, Goslar, Görlitz, Göttingen, Hamburg, Hanover, Heidelberg, Heiligendamm, Heligoland, Hesse, Ingolstadt, Inzell, Karlsruhe, Kiel, Koblenz, Lake Constance, Leipzig, Lindau, Lower Saxony, Lübeck, Magdeburg, Mainz, Mannheim, Marburg, Mecklenburg-Vorpommern, Munich, Münster, Neuschwanstein Castle, Neuss, Norddeich, Norden, North Rhine-Westphalia, Nuremberg, Oberstdorf, Oldenburg, Osnabrück, Paderborn, Potsdam, Quedlinburg, Regensburg, Rhineland-Palatinate, Rostock, Rothenburg ob der Tauber, Ruhpolding, Rust, Rügen, Saarbrücken, Saarland, Saxony, Saxony-Anhalt, Schleswig-Holstein, Schmallenberg, Schwerin, Schönau am Königsee, Sindelfingen, Speyer, Stuttgart, Sylt, Thuringia, Travemünde, Trier, Ulm, Warnemünde, Weimar, Wernigerode, Westerland, Wiesbaden, Wolfsburg, Würzburg, etc.

Ghana: Accra, Kumasi, etc.

Gibraltar:, etc.

Greece: Acharavi, Aegina, Afantou, Afytos, Agios Gordios, Andros, Arkadia, Athens, Cephalonia, Chania, Chaniotis, Chios, Corfu, Corinth, Crete, Cyclades, Dassia, Delphi, Dodecanese, Faliraki, Halkidiki, Heraklion, Hersonissos, Hydra, Ialysos, Ionian Islands, Kalamata, Kalavryta, Kalymnos, Kardamaina, Karpathos, Kassandra, Kastoria, Katerini, Kavos, Kefalos, Kokkari, Kos, Kriopigi, Laganas, Lefkada, Lemnos, Lesbos, Lindos, Loutraki, Marathokampos, Meteora, Mithymna, Monemvasia, Mount Athos, Mykonos, Mytilene, Nafplio, Naxos, Neos Marmaras, Paleokastritsa, Parga, Patmos, Patras, Pefkochori, Pefkos, Peloponnese, Polychrono, Poros, Pythagoreio, Rethymno, Rhodes, Samos, Samothrace, Santorini, Sidari, Sithonia, Sparta, Spetses, Sporades, Syros, Thasos, Thessaloniki, Tingaki, Zakynthos, etc.

Guadeloupe: Saint-François, etc.

Guam: Tamuning, Tumon, etc.

Guatemala: Antigua Guatemala, etc.

Guinea: Conakry, etc.

Guyana: Georgetown, etc.

Haiti: Cap-Haitien, Port-au-Prince, etc.

Honduras: Roatán, Tegucigalpa, etc.

Hong Kong: Causeway Bay, Hong Kong Island, Kowloon, Mong Kok, New Territories, Repulse Bay, Tsim Sha Tsui, Wan Chai, etc.

Hungary: Budapest, Eger, Gyula, Hajdúszoboszló, Hévíz, Lake Balaton, Pécs, Siófok, Szeged, Zalakaros, etc.

Iceland: Akureyri, Blue Lagoon, Borgarnes, Egilsstaðir, Garðabær, Hafnarfjörður, Hveragerði, Höfn, Keflavík, Kópavogur, Reykjavik, Selfoss, Vík í Mýrdal, Ísafjörður, etc.

India: Agra, Ahmedabad, Allahabad, Amritsar, Aurangabad, Bangalore, Chandigarh, Chennai, Darjeeling, Dehradun, Delhi, Gangtok, Goa, Gurgaon, Haridwar, Hyderabad, Jaipur, Jaisalmer, Jalandhar, Karnataka, Kerala, Khajuraho, Kochi, Kolhapur, Kolkata, Ladakh, Leh, Ludhiana, Madurai, Maharashtra, Manali, Mangalore, Mumbai, Mussoorie, Nagpur, Nainital, Nashik, Navi Mumbai, New Delhi, Pune, Punjab, Rajasthan, Ramnagar, Rishikesh, Shimla, Sikkim, Srinagar, Tamil Nadu, Thane, Thiruvananthapuram, Tirupati, Varanasi, Varkala, Visakhapatnam, etc.

Indonesia: Bali, Balikpapan, Bandung, Batu, Bintan, Bogor, Borobudur, Denpasar, Jakarta, Java, Jimbaran, Kalimantan, Kuta, Lombok, Makassar, Malang, Mataram, Medan, Nusa Dua, Padang, Palembang, Pekanbaru, Sanur, Semarang, Seminyak, Sumatra, Surabaya, Surakarta, Ubud, Yogyakarta, etc.

Iran: Isfahan, Mashhad, Shiraz, Tehran, etc.

Iraq: Baghdad, Basra, Duhok, Erbil, Karbala, Sulaymaniyah, etc.

Ireland: Bundoran, Connemara, Cork, Dingle, Donegal, Doolin, Dublin, Ennis, Galway, Kenmare, Kilkenny, Killarney, Letterkenny, Limerick, Shannon, Tralee, Westport, etc.

Isle of Man: Douglas, etc.

Israel: Acre, Arad, Ashdod, Ashkelon, Bat Yam, Beersheba, Caesarea, Dead Sea, Eilat, Ein Bokek, Galilee, Golan Heights, Gush Dan, Haifa, Hermon, Herzliya, Jerusalem, Mitzpe Ramon, Nahariya, Nazareth, Netanya, Petah Tikva, Ramat Gan, Rosh Pinna, Safed, Tel Aviv, Tiberias, Zikhron Ya'akov, etc.

Italy: Abano Terme, Abruzzo, Agrigento, Alassio, Alberobello, Alghero, Amalfi Coast, Aosta Valley, Apulia, Arezzo, Arzachena, Assisi, Asti, Bardolino, Bari, Basilicata, Bellagio, Bellaria-Igea Marina, Benevento, Bergamo, Bologna, Bolzano, Bordighera, Bormio, Brescia, Breuil-Cervinia, Brindisi, Cagliari, Calabria, Campania, Canazei, Caorle, Capri, Carrara, Castiglione della Pescaia, Catania, Cefalù, Cervia, Cesenatico, Chioggia, Cinque Terre, Cortina d'Ampezzo, Cortona, Costa Smeralda, Courmayeur, Desenzano del Garda, Dolomites, Elba, Emilia-Romagna, Ercolano, Fasano, Fassa Valley, Ferrara, Finale Ligure, Florence, Forte dei Marmi, Gallipoli, Genoa, Golfo Aranci, Greve in Chianti, Grosseto, Gubbio, Herculaneum, Imperia, Ischia, Italian Alps, Jesolo, La Spezia, Lake Como, Lake Garda, Lake Maggiore, Lampedusa, Lazio, Lazise, Lecco, Lerici, Lido di Jesolo, Lignano Sabbiadoro, Liguria, Livigno, Livorno, Lombardy, Lucca, Madonna di Campiglio, Malcesine, Manarola, Mantua, Maratea, Massa, Matera, Menaggio, Merano, Messina, Mestre, Milan, Milazzo, Monopoli, Montecatini Terme, Montepulciano, Monterosso al Mare, Monza, Naples, Nardò, Novara, Olbia, Ortisei, Ostuni, Otranto, Padua, Palermo, Parma, Perugia, Pescara, Peschici, Peschiera del Garda, Piacenza, Piedmont, Pisa, Pistoia, Polignano a Mare, Pompeii, Porto Cervo, Porto Cesareo, Portoferraio, Portofino, Positano, Prato, Ragusa, Rapallo, Ravenna, Riccione, Rimini, Riomaggiore, Riva del Garda, Rome, Salerno, San Gimignano, Sanremo, Sardinia, Savona, Sestriere, Sicily, Siena, Siracusa, Sirmione, Sorrento, Sottomarina, Stresa, Sëlva, Taormina, Taranto, Trani, Trapani, Trentino-Alto Adige, Trento, Treviso, Trieste, Turin, Tuscany, Umbria, Urbino, Val Gardena, Veneto, Venice, Ventimiglia, Verbania, Vernazza, Verona, Vesuvius, Viareggio, Vicenza, Vieste, etc.

Ivory Coast: Abidjan, etc.

Jamaica: Kingston, Montego Bay, Negril, Ocho Rios, Port Antonio, Runaway Bay, etc.

Japan: Atami, Fujisawa, Fukuoka, Furano, Hakodate, Hakone, Hakuba, Hamamatsu, Hiroshima, Hokkaido, Ishigaki, Itō, Kagoshima, Kanagawa, Kanazawa, Karuizawa, Kawasaki, Kobe, Kutchan, Kyoto, Lake Suwa, Matsumoto, Miyakojima, Nagasaki, Nagoya, Naha, Nanjō, Nikkō, Okinawa, Onna, Osaka, Sapporo, Sendai, Shizuoka, Takayama, Tokyo, Yokohama, etc.

Jordan: Amman, Aqaba, Irbid, Jerash, Madaba, Petra, Sweimeh, Wadi Musa, Wadi Rum, Zarqa, etc.

Kazakhstan: Aktau, Aktobe, Almaty, Astana, Atyrau, Burabay, Karagandy, Kokshetau, Kostanay, Lake Balkhash, Oskemen, Pavlodar, Semey, Shymbulak, Shymkent, Taraz, etc.

Kenya: Kisumu, Lake Victoria, Masai Mara, Mombasa, Nairobi, Ukunda, etc.

Kiribati: South Tarawa, etc.

Kongo: Brazzaville, Pointe-Noire, etc.

Kosovo: Pristina, Prizren, etc.

Kuwait: Hawally, Kuwait City, Salmiya, etc.

Kyrgyzstan: Bishkek, Bosteri, Cholpon-Ata, Issyk Kul, Karakol, Osh, etc.

Laos: Luang Prabang, Vang Vieng, Vientiane, etc.

Latvia: Cēsis, Daugavpils, Jūrmala, Liepāja, Riga, Rēzekne, Sigulda, Ventspils, etc.

Lebanon: Baalbeck, Beirut, Byblos, Faraya, Jounieh, Mzaar Kfardebian, Tripoli Lebanon, etc.

Lesotho: Maseru, etc.

Libya: Tripoli, etc.

Liechtenstein: Schaan, Vaduz, etc.

Lithuania: Druskininkai, Kaunas, Klaipėda, Nida, Palanga, Panevėžys, Trakai, Vilnius, Šiauliai, Šventoji, etc.

Luxembourg: Differdange, Dudelange, Echternach, Esch-sur-Alzette, Luxembourg City, Vianden, etc.

Macau:, etc.

Macedonia: Bitola, Mavrovo, Ohrid, Skopje, etc.

Madagascar: Antananarivo, etc.

Malawi: Blantyre, Lilongwe, etc.

Malaysia: Borneo, George Town, Ipoh, Johor Bahru, Johor, Kedah, Kota Bharu, Kota Kinabalu, Kuah, Kuala Lumpur, Kuala Terengganu, Kuantan, Kuching, Langkawi, Malacca, Penang, Putrajaya, Sabah, Sarawak, Selangor, Shah Alam, etc.

Maldives: Kaafu Atoll, Malé, etc.

Mali: Bamako, etc.

Malta: Buġibba, Gozo, Mellieħa, Paceville, Qawra, Sliema, St. Julian's, Valletta, etc.

Martinique: Fort-de-France, Les Trois-Îlets, Sainte-Luce, etc.

Mauritania: Nouakchott, etc.

Mauritius: Port Louis, etc.

Mexico: Acapulco, Akumal, Cabo San Lucas, Cancún, Chetumal, Chichen Itza, Cozumel, Cuernavaca, Guadalajara, Guanajuato, Isla Mujeres, Los Cabos, Manzanillo, Mazatlán, Mexico City, Monterrey, Mérida, Oaxaca, Playa del Carmen, Puebla, Puerto Aventuras, Puerto Escondido, Puerto Morelos, Puerto Peñasco, Puerto Vallarta, Querétaro, Riviera Maya, San Cristóbal de las Casas, San Miguel de Allende, San Miguel de Cozumel, Tulum, etc.

Moldova: Bălți, Chișinău, Tiraspol, etc.

Monaco: Monte Carlo, etc.

Mongolia: Darkhan, Erdenet, Ulaanbaatar, etc.

Montenegro: Bar, Bečići, Bijela, Budva, Cetinje, Dobra Voda, Dobrota, Herceg Novi, Igalo, Kolašin, Kotor, Miločer, Nikšić, Perast, Petrovac, Podgorica, Prčanj, Sutomore, Sveti Stefan, Tivat, Ulcinj, Žabljak, etc.

Morocco: Agadir, Asilah, Casablanca, Chefchaouen, El Jadida, Essaouira, Fez, Marrakesh, Meknes, Merzouga, Mohammedia, Nador, Ouarzazate, Rabat, Tangier, Taroudant, Tinghir, Tétouan, etc.

Mozambique: Maputo, etc.

Myanmar: Mandalay, Naypyidaw, Nyaung Shwe, Yangon, etc.

Namibia: Windhoek, etc.

Nepal: Chitwan, Himalayas, Kathmandu, Lukla, Lumbini, Mount Everest, Nagarkot, Namche Bazaar, Patan, Pokhara, Tengboche, etc.

Netherlands: Amsterdam, Delft, Domburg, Eindhoven, Groningen, Haarlem, Leiden, Maastricht, Noordwijk, Rotterdam, Texel, The Hague, Utrecht, Zandvoort, etc.

New Zealand: Auckland, Christchurch, Dunedin, Gisborne, Hamilton, Hastings, Invercargill, Kaikoura, Lower Hutt, Napier, Nelson, New Plymouth, North Island, Palmerston North, Porirua, Queenstown, Rotorua, South Island, Taupo, Tauranga, Waiheke Island, Wanaka, Wellington, Whangarei, etc.

Nicaragua: Granada, Managua, etc.

Nigeria: Abuja, Benin City, Calabar, Enugu, Ibadan, Ilorin, Jos, Kaduna, Lagos, Owerri, Port Harcourt, Uyo, etc.

North Korea: Pyongyang, etc.

Northern Mariana Islands: Saipan, etc.

Norway: Beitostølen, Bergen, Bodø, Gardermoen, Geilo, Geirangerfjord, Hardangerfjord, Hemsedal, Kristiansand, Larvik, Lillehammer, Lofoten, Narvik, Oslo, Sognefjord, Stavanger, Stryn, Svalbard, Tromsø, Trondheim, Ålesund, etc.

Oman: Muscat, Nizwa, Salalah, Seeb, etc.

Pakistan: Bhurban, Faisalabad, Islamabad, Karachi, Lahore, Peshawar, Rawalpindi, etc.

Palau: Koror, Peleliu, etc.

Palestine: Beit Sahour, Bethlehem, Hebron, Jericho, Nablus, Ramallah, etc.

Panama: Bocas del Toro, Panama City, etc.

Papua New Guinea: Port Moresby, etc.

Paraguay: Asunción, Ciudad Del Este, Encarnación, etc.

Peru: Arequipa, Ayacucho, Cajamarca, Chiclayo, Cusco, Huancayo, Huanchaco, Huaraz, Ica, Iquitos, Lima, Machu Picchu, Máncora, Nazca, Ollantaytambo, Paracas, Pisco, Piura, Puerto Maldonado, Puno, Tacna, Tarapoto, Trujillo, Urubamba, etc.

Philippines: Angeles City, Antipolo, Bacolod, Bacoor, Baguio, Batangas, Bohol, Boracay, Cagayan de Oro, Calamba, Caloocan, Cebu, Coron, Dasmariñas, Davao, Dumaguete, El Nido, General Santos, Iloilo City, Kalibo, Lapu-Lapu City, Las Piñas, Luzon, Mactan, Makati, Mandaue, Manila, Marikina, Mindanao, Muntinlupa, Olongapo, Palawan, Panglao, Parañaque, Pasay, Pasig, Puerto Galera, Puerto Princesa, Quezon City, Tagaytay, Tagbilaran, Taguig, Valenzuela, Visayas, Zamboanga, etc.

Poland: Białowieża Forest, Białystok, Bielsko-Biała, Bydgoszcz, Gdańsk, Gdynia, Katowice, Kielce, Kołobrzeg, Kraków, Lublin, Olsztyn, Oświęcim, Poznań, Rzeszów, Sopot, Szczecin, Toruń, Tricity, Warsaw, Wrocław, Zakopane, Zielona Góra, Łódź, Świnoujście, etc.

Portugal: Albufeira, Algarve, Azores, Funchal, Lagos, Lisbon, Madeira, Porto, Sintra, etc.

Puerto Rico: San Juan, etc.

Qatar: Doha, etc.

Romania: Bran, Brașov, Bucharest, Cluj-Napoca, Constanța, Poiana Brașov, Sibiu, Sighișoara, Timișoara, Transylvania, etc.

Russia: Abakan, Abrau-Dyurso, Abzakovo, Adler, Altai Republic, Alupka, Alushta, Anadyr, Anapa, Angarsk, Arkhangelsk, Arkhipo Osipovka, Arkhyz, Armavir, Astrakhan, Bakhchysarai, Balakovo, Balashikha, Baltic Sea, Barnaul, Belgorod, Belokurikha, Biysk, Black Sea, Blagoveshchensk, Bolshoy Utrish, Bratsk, Bryansk, Caucasian Mineral Waters, Cheboksary, Chelyabinsk, Cherepovets, Cherkessk, Chita, Chornomorske, Crimea, Curonian Spit, Dagomys, Divnomorskoye, Dombay, Domodedovo, Dzerzhinsk, Dzhankhot, Dzhubga, Elektrostal, Elista, Engels, Estosadok, Feodosia, Foros, Gaspra, Gatchina, Gelendzhik, Golden Ring, Golubitskaya, Gornaya Karusel, Gorno-Altaysk, Goryachy Klyuch, Grozny, Gurzuf, Irkutsk, Ivanovo, Izhevsk, Kabardinka, Kaliningrad, Kaluga, Kamchatka, Kamensk-Uralsky, Karelia, Kazan, Kemerovo, Kerch, Khabarovsk, Khanty-Mansiysk, Khibiny, Khimki, Khosta, Kirov, Kirovsk, Kislovodsk, Kizhi, Koktebel, Kolomna, Komsomolsk on Amur, Konakovo, Koreiz, Korolev, Kostroma, Krasnaya Polyana, Krasnodar Krai, Krasnodar, Krasnogorsk, Krasnoyarsk, Kurgan, Kursk, Kyzyl, Lake Baikal, Lake Seliger, Lazarevskoye, Lipetsk, Listvyanka, Loo, Lyubertsy, Magadan, Magnitogorsk, Makhachkala, Massandra, Matsesta, Maykop, Miass, Mineralnye Vody, Moscow, Mount Elbrus, Murmansk, Murom, Mytishchi, Naberezhnye Chelny, Nakhodka, Nalchik, Naryan-Mar, Nebug, Nizhnekamsk, Nizhnevartovsk, Nizhny Novgorod, Nizhny Tagil, Norilsk, Novokuznetsk, Novorossiysk, Novosibirsk, Novyi Svit, Novyy Urengoy, Obninsk, Odintsovo, Olginka, Omsk, Orenburg, Orsk, Oryol, Partenit, Penza, Pereslavl Zalessky, Perm, Pervouralsk, Petergof, Petropavlovsk-Kamchatsky, Petrozavodsk, Plyos, Podolsk, Popovka, Primorsko-Akhtarsk, Pskov, Pulkovo, Pushkin, Pushkino, Pyatigorsk, Repino, Rosa Khutor, Rostov-on-Don, Ryazan, Rybachye, Rybinsk, Saint Petersburg, Sakhalin, Saky, Salekhard, Samara, Saransk, Saratov, Sea of Azov, Sergiyev Posad, Serpukhov, Sestroretsk, Sevastopol, Shakhty, Sheregesh, Sheremetyevo, Siberia, Simeiz, Simferopol, Smolensk, Sochi, Solovetsky Islands, Sortavala, Stary Oskol, Stavropol, Sterlitamak, Sudak, Sukko, Surgut, Suzdal, Svetlogorsk, Syktyvkar, Syzran, Taganrog, Tambov, Tarusa, Terskol, Tobolsk, Tolyatti, Tomsk, Torzhok, Tuapse, Tula, Tver, Tyumen, Ufa, Uglich, Ukhta, Ulan-Ude, Ulyanovsk, Usinsk, Utes, Valaam, Valday, Velikiye Luki, Veliky Novgorod, Veliky Ustyug, Vityazevo, Vladikavkaz, Vladimir, Vladivostok, Vnukovo International Airport, Volga, Volgograd, Vologda, Volzhskiy, Vorkuta, Voronezh, Vyborg, Yakhroma, Yakutsk, Yalta, Yaroslavl, Yekaterinburg, Yelets, Yenisei, Yessentuki, Yevpatoria, Yeysk, Yoshkar-Ola, Yuzhno-Sakhalinsk, Zelenogradsk, Zheleznovodsk, Zhukovsky, Zvenigorod, etc.

Rwanda: Butare, Gisenyi, Kibuye, Kigali, etc.

Réunion: Saint-Denis, etc.

Saint Barthélemy: Gustavia, etc.

Saint Kitts and Nevis: Basseterre, etc.

Saint Lucia: Anse La Raye, Castries, Gros Islet, Soufrière, etc.

Saint Martin:, etc.

Saint Vincent and the Grenadines: Kingstown, etc.

Samoa: Apia, etc.

San Marino: City of San Marino, etc.

Saudi Arabia: Al Khobar, Jeddah, Mecca, Medina, Riyadh, etc.

Senegal: Dakar, etc.

Serbia: Belgrade, Kopaonik, Niš, Novi Sad, Palić, Stara Planina, Subotica, Zlatibor, etc.

Seychelles: La Digue, Mahé, Praslin, etc.

Sierra Leone: Freetown, etc.

Singapore: Changi, Sentosa, etc.

Sint Maarten:, etc.

Slovakia: Bratislava, Jasná, Liptov, Tatranská Lomnica, Vysoké Tatry, Štrbské Pleso, etc.

Slovenia: Bled, Bohinj, Bovec, Kranjska Gora, Ljubljana, Maribor, Piran, Portorož, Rogaška Slatina, etc.

Solomon Islands: Honiara, etc.

South Africa: Cape Town, Durban, Johannesburg, Kruger National Park, Marloth Park, Port Elizabeth, Pretoria, etc.

South Korea: Busan, Daegu, Daejeon, Gangneung, Gapyeong, Gwangju, Gyeongju, Incheon, Jejudo, Jeonju, Pyeongchang, Seogwipo, Seoul, Sokcho, Suwon, Ulsan, Yangyang, Yeosu, etc.

Spain: A Coruña, Alcúdia, Algeciras, Alicante, Almería, Altea, Andalusia, Antequera, Aragon, Asturias, Ayamonte, Balearic Islands, Barbate, Barcelona, Basque Country, Benalmádena, Benidorm, Benissa, Besalú, Bilbao, Blanes, Buñol, Cadaqués, Cala d'Or, Calella, Calonge, Calp, Calvià, Cambrils, Canary Islands, Cangas de Onís, Cantabria, Cartagena, Castilla-La Mancha, Catalonia, Chiclana de la Frontera, Costa Blanca, Costa Brava, Costa Dorada, Costa del Maresme, Costa del Sol, Cádiz, Córdoba, Dénia, El Puerto de Santa María, Empuriabrava, Estepona, Figueres, Formentera, Fuerteventura, Galicia, Gijón, Girona, Gran Canaria, Granada, Ibiza, Jerez de la Frontera, L'Escala, L'Estartit, L'Hospitalet de Llobregat, La Pineda, Lanzarote, Llançà, Lleida, Lloret de Mar, Madrid, Magaluf, Malgrat de Mar, Mallorca, Marbella, Maspalomas, Menorca, Mijas, Mojácar, Moraira, Murcia, Málaga, Navarre, Nerja, Oviedo, Palma Nova, Palma, Pals, Pollença, PortAventura, Ronda, Roquetas de Mar, Roses, Salamanca, Salou, San Sebastian, Sant Antoni de Portmany, Santander, Santiago de Compostela, Santillana del Mar, Seville, Sidges, Sierra Nevada, Tarifa, Tarragona, Tenerife, Toledo, Torremolinos, Torrevieja, Torroella de Montgrí, Tossa de Mar, Valencia, Vélez-Málaga, Xàbia, Zaragoza, etc.

Sri Lanka: Anuradhapura, Bentota, Beruwala, Colombo, Dambulla, Galle, Hikkaduwa, Jaffna, Kandy, Mirissa, Negombo, Nuwara Eliya, Sigiriya, Tangalle, Trincomalee, Unawatuna, Weligama, etc.

Sudan: Khartoum, Port Sudan, etc.

Suriname: Lelydorp, Nieuw Nickerie, Paramaribo, etc.

Swaziland: Lobamba, Mbabane, etc.

Sweden: Bohuslän, Gothenburg, Gotland, Helsingborg, Lund, Malmö, Stockholm, Uppsala, Visby, Åre, etc.

Switzerland: Adelboden, Andermatt, Anzère, Arosa, Ascona, Basel, Bellinzona, Bern, Crans-Montana, Davos, Engelberg, Fribourg, Geneva, Grindelwald, Gstaad, Haute-Nendaz, Interlaken, Jungfrau, Lake Maggiore, Lausanne, Lauterbrunnen, Locarno, Lucerne, Lugano, Matterhorn, Montreux, Nendaz, Neuchâtel, Pontresina, Portes du Soleil, Saas-Fee, Silvaplana, Sion, St. Gallen, St. Moritz, Swiss Alps, Ticino, Valais, Verbier, Vevey, Veysonnaz, Wengen, Zermatt, Zug, Zürich, etc.

Syria: Aleppo, Damascus, Latakia, Palmyra, etc.

Taiwan: Hsinchu, Kaohsiung, Taichung, Tainan, Taipei, etc.

Tajikistan: Dushanbe, Isfara, Khujand, etc.

Tanzania: Dar es Salaam, Mount Kilimanjaro, Serengeti, Zanzibar, etc.

Thailand: Ayutthaya, Bangkok, Chiang Mai, Chiang Rai, Chonburi, Hua Hin, Kanchanaburi, Karon, Ko Chang, Ko Lanta, Ko Phangan, Ko Samui, Krabi, Pai, Patong, Pattaya, Phi Phi Islands, Phuket, Ranong, River Kwai, Udon Thani, etc.

Togo: Lomé, etc.

Tonga: Nukuʻalofa, etc.

Trinidad and Tobago: Port of Spain, etc.

Tunisia: Djerba, Hammamet, Midoun, Monastir, Port El Kantaoui, Sousse, Tunis, etc.

Turkey: Adana, Alacati, Alanya, Ankara, Antakya, Antalya, Ayvalık, Beldibi, Belek, Bodrum, Bozcaada, Bursa, Büyükada, Cappadocia, Dalyan, Datça, Denizli, Didim, Edirne, Ephesus, Erzurum, Eskişehir, Fethiye, Gaziantep, Göynük, Istanbul, Kalkan, Kayseri, Kaş, Kemer, Konakli, Konya, Kuşadası, Lara, Mahmutlar, Marmaris, Mersin, Olympos, Palandöken, Pamukkale, Prince Islands, Samsun, Sapanca, Sarıkamış, Selçuk, Side, Tekirova, Trabzon, Troy, Turkish Riviera, Uludağ, Van, Çamyuva, Çanakkale, Çeşme, Çıralı, Ölüdeniz, İzmir, İçmeler, Şanlıurfa, etc.

Turkmenistan: Ashgabat, Avaza, etc.

Turks and Caicos Islands: Cockburn Town, North Caicos, Pine Cay, Providenciales, etc.

U.S. Virgin Islands: Charlotte Amalie, etc.

Uganda: Kampala, etc.

Ukraine: Berdiansk, Bila Tserkva, Boryspil, Bukovel, Chernivtsi, Dnipropetrovsk, Donetsk, Ivano-Frankivsk, Kamianets-Podilskyi, Kharkiv, Kherson, Kiev, Koblevo, Kremenchuk, Kryvyi Rih, Luhansk, Lviv, Mariupol, Mykolaiv, Odessa, Poltava, Slavske, Sumy, Truskavets, Uzhgorod, Vinnytsia, Yaremche, Zaporizhia, Zatoka, Zhytomyr, etc.

United Arab Emirates: Abu Dhabi, Ajman, Dubai, Persian Gulf, Ras Al Khaimah, Sharjah, etc.

United Kingdom: Aberdeen, Bath, Belfast, Blackpool, Bournemouth, Brighton, Bristol, Cambridge, Canterbury, Cardiff, Channel Tunnel, Cheltenham, Chester, Cornwall, Coventry, Cumbria, Derry, Devon, Dorset, Dover, Eastbourne, Edinburgh, England, English Channel, Exeter, Folkestone, Fort William, Glasgow, Hampshire, Inverness, Isle of Wight, Kent, Lancashire, Leeds, Leicester, Liverpool, Llandudno, London, Manchester, Milton Keynes, Newcastle, Newquay, Northern Ireland, Norwich, Nottingham, Oban, Oxford, Paignton, Plymouth, Portmeirion, Portsmouth, Reading, Sandown, Scarborough, Scotland, Shanklin, Sheffield, Somerset, Southampton, St Albans, Stonehenge, Sussex, Swansea, Torquay, Wales, Windsor, York, etc.

United States: Alabama, Alaska, Albuquerque, Amarillo, Anaheim, Anchorage, Arizona, Arkansas, Arlington, Aspen, Atlanta, Aurora, Austin, Bakersfield, Baltimore, Beaver Creek, Billings, Birmingham, Boise, Boston, Breckenridge, Brooklyn, Buffalo, California, Carlsbad, Chandler, Charlotte, Cheyenne, Chicago, Chula Vista, Cincinnati, Clearwater, Cleveland, Colorado Springs, Colorado, Columbus, Connecticut, Corpus Christi, Dallas, Daytona Beach, Death Valley, Delaware, Denver, Des Moines, Destin, Detroit, Durham, El Paso, Estes Park, Fargo, Florida, Fort Lauderdale, Fort Myers, Fort Walton Beach, Fort Wayne, Fort Worth, Fresno, Galveston, Georgia, Gilbert, Glendale, Grand Canyon, Grand Teton, Great Smoky Mountains, Greensboro, Hawaii, Henderson, Hialeah, Hollywood, Honolulu, Hot Springs, Houston, Huntington Beach, Idaho, Illinois, Indiana, Indianapolis, Iowa, Irving, Jackson, Jackson, Jacksonville, Jersey City, Juneau, Kansas City, Kansas, Kentucky, Key Largo, Key West, Lahaina, Lake Tahoe, Laredo, Las Vegas, Lexington, Lincoln, Little Rock, Long Beach, Los Angeles, Louisiana, Louisville, Lubbock, Madison, Maine, Manhattan, Marathon, Maryland, Massachusetts, Memphis, Mesa, Miami Beach, Miami, Michigan, Milwaukee, Minneapolis, Minnesota, Mississippi, Missouri, Moab, Montana, Monterey, Mountain View, Myrtle Beach, Napa, Naples, Nashville, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New Orleans, New York City, New York, Newark, Newport, Norfolk, North Carolina, North Dakota, Oakland, Ocean City, Ohio, Oklahoma City, Oklahoma, Omaha, Oregon, Orlando, Palm Coast, Palm Desert, Palm Springs, Panama City Beach, Park City, Pasadena, Pennsylvania, Pensacola, Philadelphia, Phoenix, Pittsburgh, Plano, Portland, Portland, Providence, Raleigh, Reno, Rhode Island, Richmond, Riverside, Rocky Mountains, Sacramento, Saint Paul, Salt Lake City, San Antonio, San Diego, San Francisco, Sanibel, Santa Ana, Santa Barbara, Santa Cruz, Santa Fe, Santa Monica, Sarasota, Savannah, Scottsdale, Seattle, Silicon Valley, South Carolina, South Dakota, Springfield, Squaw Valley, St. Augustine, St. Louis, St. Petersburg, Steamboat Springs, Stockton, Sunny Isles Beach, Tallahassee, Tampa, Telluride, Tennessee, Texas, Toledo, Tucson, Tulsa, Utah, Vail, Vermont, Virginia Beach, Virginia, Waikiki, Washington D.C., Washington, West Virginia, Wichita, Winston-Salem, Wisconsin, Wyoming, Yellowstone, Yosemite, Zion, etc.

Uruguay: Montevideo, Punta del Este, etc.

Uzbekistan: Bukhara, Khiva, Samarkand, Tashkent, etc.

Vanuatu: Port Vila, etc.

Vatican City:, etc.

Venezuela: Caracas, Isla Margarita, Maracaibo, Porlamar, etc.

Vietnam: Cần Thơ, Da Lat, Da Nang, Haiphong, Hanoi, Ho Chi Minh City, Huế, Hạ Long, Hội An, Nha Trang, Phan Thiết, Phú Quốc, Sa Pa, Vũng Tàu, etc.

Yemen: Aden, Sana'a, etc.

Zambia: Livingstone, Lusaka, etc.

Zimbabwe: Bulawayo, Harare, Mutare, Victoria Falls, etc.

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